How To Find Car Insurance In California

Car insurance in California is not too cheap because it has a number of minimum set requirements. These are called the minimum liabilities that one must pay to have any the basic type of car insurance. The minimum injury liability is $15, 000 if you hit a car with one person inside it and $30, 000 if there was more than one person in the car. There is also a minimum property damage liability of $5, 000.


There is one good thing I like about the rules of car insurance in California. This may not mean much to many of you but it is a good point for me that I noted well. The state of California does not need vehicles and trailers that are off the highway to obtain car insurance. I am not sure if I have heard of this anywhere else before.

There is also one other thing that car insurance in California has that I doubt is currently anywhere else in the world. They introduced the pay as you drive program. This means that your insurance policy rates will be according to the mileage that you cover. This is sort of like a pre paid phone card but for mileage instead of minutes.

The car insurance in California also has a good policy to cover those who are in an accident with somebody who has no insurance. If the person who hits you in an accident has no insurance then the uninsured/underinsured policy will cover you. This is of course if you have the uninsured policy coverage that is.

There is also the comprehensive cover in car insurance in California. The comprehensive cover will for example cover you if you are in an accident caused by other factors like frost on the road. It will allow you to have your car repaired by the insurance company if you were in some stated accidents not caused by somebody else hitting your car.



There are very many places that one can go to if they are looking for car insurance in California. First of all if you are a member of the automotive association of America then you can get one directly from them. Otherwise I can suggest that you do a search online to get the local Californian listings offering car insurance. There are very many and they make the work easier allowing you to buy and even print out your policy card online in a matter of minutes.

California has a very high and growing number of drivers every year. The weather is always tricky and can make those driving on the highways prone to accident. These factors considered, choose very well when getting your car insurance in California.


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